Paylend is built to serve the whole community at large, hence our slogan; Building Local Economies. It is built to provide financial solutions, based on the already existing African financial culture. Our solutions revolve around credit management, as well as transparency within fundraising and distribution of funds. Accessing goods and services on credit is a […]
Paylend has digitized the BLACKBOOK used by MSMEs to record small credit that they give to their customers. On top of the digital black book lies a number of tools that make the retailer manage their business with much ease than before. Through the four core tools that Paylend has to offer, shoppers, shopkeepers, and […]

INTRODUCTION College/university is a transition phase for students in many ways. Most students go to college to acquire skills and qualifications that would get them better jobs and eventually, allow them to lead better quality lives. From the financial point of view, this phase is peculiar. This makes college students spending statistics worth analyzing. Most […]
INRODUCTION: Micro, Small and Medium Enterprises (MSMEs) play a vital role in Kenya’s economy. Kenya’s MSMEs contribute approximately 40% of the GDP with the majority falling in the informal sector. They also contribute to over 90% of the total labour force and play a key role in poverty reduction and economic development. Additionally, they are […]
Home to the world’s fastest growing economies, Africa is accelerating its transformation and leading the way with tech innovation and impact investment. Africa is also home to 1.3 billion people, served by 100 million-plus Micro Small and Medium Enterprises. Unfortunately, most of these enterprises have experienced stunted growth over the past decades. Traditional forms of […]
We Paylend Africa, a Kenyan FinTech startup focused on providing access to finance and digitizing MSMEs in Kenya are proud to announce that it we have raised $2 million dollars seed investment from Next Chymia Consulting HK Limited, an Asian based company that provides blockchain applications, consultancy services and training to global entities. Since September […]
Fundraising is the process of seeking and gathering voluntary financial contributions by engaging individuals, businesses, charitable foundations or governmental agencies. Getting people out in the community to raise money for a good cause is important for building character and team unity. Funds are raised to support capital projects, endowments or operating expenses of running projects. […]
MSMEs are vital drivers of growth for large companies, and the lifeblood of communities. They contribute approximately 40% to the GDP. Yet, many continue to struggle with multiple challenges. MSMEs need to move towards a more holistic approach to enterprise support. This joined-up approach will strengthen the underlying ecosystem in which MSMEs operate. Micro, Small […]
Most people tend to spend everything they earn due to lack of financial discipline, self mastery and self control. We are good at creating budgets at the beginning of the month, however we lack the art of sticking to our budgets, and even end up taking loans to sustain ourselves. Vouchers are a resolution to […]
Whenever we meet up with an old friend, and reminisce on old times, one statement inevitably has to come up; “times have changed”, and how true this rings! The products our parents used to buy are no longer in the market, the children with whom we played in the mud are now responsible citizens, bearing […]